The surah wastes nothing. Its first three verses deliver a verdict so total that everything after them is commentary. "Those who disbelieve and repel from the path of God — He nullifies their works" 47:1. Nullifies. The Arabic adalla does not mean 'reduces' or 'diminishes.' It means renders void. Everything the disbeliever has built — charity, family, reputation, empire — is wiped from the ledger. Not punished. Erased. As if it never happened.
Then the counter-verse, and it is one of only four places in the entire Quran where the Prophet is named: "While those who believe, and work righteousness, and believe in what was sent down to Muhammad — and it is the truth from their Lord — He remits their sins, and relieves their concerns" 47:2. The architecture is precise. Disbelievers lose their good deeds. Believers lose their sins. One side has its credits deleted. The other has its debts deleted. The economy of the afterlife is not addition — it is subtraction. God does not add punishment to the disbeliever's account. He simply removes everything positive. And He does not add reward to the believer's account. He removes everything negative. The result, in both cases, is what remains.
Verse three delivers the diagnosis: "That is because those who disbelieve follow falsehoods, while those who believe follow the truth from their Lord. God thus cites for the people their examples" 47:3. The word 'examples' — amthal — is critical. God is not describing two abstract theological categories. He is holding up two case studies and saying: look. These are specimens. Study them. Understand what produces each outcome. The Quran is not merely issuing commandments. It is teaching through demonstration, the way a medical school teaches through cadavers — this is what happens to the body when it follows falsehood; this is what happens when it follows truth.
Three verses. Two categories. Zero exceptions. And the surah has not even reached its most controversial instruction yet. What follows — the battlefield legislation of verse 4, the paradise imagery of verse 15, the exposure of hypocrites from verse 16 onward — all of it flows from this binary. You are on one side or the other. The surah named after the Prophet has no room for neutrality.